Terms of service

Last updated 19 October 2026

These terms are the agreement between you and Wilson Finance, LLC for the use of Wilson Finance. By creating an account you accept them.

1. What Wilson Finance is

A calculator and a filing cabinet. You enter figures about your own finances; the app performs arithmetic on them — tax estimates, amortisation schedules, long-range projections — and shows you the result. It stores what you entered so it is there next time.

It is not a broker, a bank, an investment adviser, a tax preparer or an accountant. It does not execute transactions, hold money, or connect to your financial accounts. Nothing it displays is a recommendation to buy, sell, hold or do anything else.

2. Projections are estimates

Every forward-looking figure in Wilson Finance — a retirement balance, a payoff date, a plan-success rate, a tax total — is arithmetic performed on assumptions you chose. Returns, inflation, contribution growth and future tax law are all guesses, yours as much as ours.

Actual results will differ, possibly by a great deal. A projection showing a plan funded to age 92 is not a statement that it will be. Tax calculations are simplified: they do not cover every credit, phase-out, alternative minimum tax situation, state rule or filing status, and they are not a substitute for a tax professional or for filing correctly.

3. Your account

You are responsible for keeping your password to yourself and for what happens under your account. Tell us promptly if you think someone else has access. You must be at least 13, and old enough in your jurisdiction to enter a contract.

You keep ownership of everything you enter. You grant us only the permission needed to store it, display it back to you, and back it up.

4. Subscription, billing and cancellation

• Wilson Finance is sold by subscription: $5.99 per month or $49.99 per year, in US dollars, plus any tax that applies where you are.
• It renews automatically at the end of each period until you cancel.
• Cancel any time. You keep access until the end of the period you have already paid for; we do not cut it short.
• Cancelling on the web is done through the billing link in your receipt. Once the iPhone app launches, a subscription bought there is cancelled in your Apple ID settings — Apple, not us, controls that subscription.
• Cancelling never deletes your data. New changes stop being saved; everything you already entered stays readable and exportable for as long as your account exists.
• Prices can change. We will tell you before a change affects a renewal, and you can cancel rather than accept it.

Refunds. Once the iPhone app launches, purchases made there are refunded by Apple under Apple’s policy; we cannot issue those ourselves. For subscriptions bought on the web, email support@wilsonfinance.app within 14 days of a charge and we will refund it.

5. What you agree not to do

• Break into, overload, or probe the service or anyone else’s account.
• Resell or redistribute access, or share one account across a group.
• Use it to break the law.
• Scrape, copy or re-publish the app itself. Automated access outside normal use of the product is not permitted.

6. Availability

We aim to keep Wilson Finance running and backed up, but it is provided as it is, without a guarantee of uninterrupted or error-free service. We may change or discontinue features. If we discontinue the product entirely, we will give reasonable notice and a way to take your data with you.

7. Disclaimers and liability

To the fullest extent the law allows, Wilson Finance is provided “as is” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and accuracy.

We are not liable for financial decisions you make, or for any loss, lost profit, lost opportunity or lost data arising from your use of Wilson Finance. Where liability cannot be excluded, it is limited to the amount you paid us in the twelve months before the claim.

Some jurisdictions do not allow these exclusions, in which case they apply only as far as they are permitted.

8. Ending the agreement

You can stop using Wilson Finance and delete your account at any time. We may suspend or close an account that breaches these terms, and will explain why unless doing so would be unlawful.

9. Changes to these terms

We may update these terms. If a change materially affects you we will give notice in the app and by email before it takes effect; continuing to use Wilson Finance afterwards means you accept the updated terms.

10. Governing law

These terms are governed by the laws of Oklahoma, United States, without regard to conflict-of-law rules. Disputes go to the courts located there, unless consumer-protection law where you live gives you the right to bring a claim closer to home.

11. Contact

Wilson Finance, LLC, Oklahoma, United States. support@wilsonfinance.app.